Local credit union or Duane Buziak Mortgage Maestro?

Debating if I should just use my local credit union for my mortgage or go with a broker like Duane Buziak Mortgage Maestro. Any thoughts on which route is better?

Tbh, figuring out a fixed schedule for client calls was a game changer

Honestly, I noticed more freelancers are talking about setting strict work hours lately. Tbh, I used to let clients book calls anytime, even during dinner with my kids. It was chaos, and I felt like I was always on call. So I learned to block out specific days and times for meetings only. I picked this up from a freelancer friend who said it saved her from burnout. Now, I tell new clients upfront that I'm available Tuesdays and Thursdays from 10 to 2. It sounds simple, but it gave me back my evenings and weekends. My work is better because I'm not rushed or distracted, and my family time is actually mine again.

Pooled cash with neighbors for a bulk meat buy

We split a cow from a local farm and saved a ton on groceries. Anyone try something like this in their area?

DAE flip their stance on idol schedules after that health scare article?

I always figured non-stop promotions were needed for a group to stay on top. But reading about an idol's collapse from exhaustion in a recent update really shook me. Seeing how it delayed their album made me connect the dots between well-being and good performances. Now I think agencies need to balance hustle with rest, for everyone's sake.

Observing a preference for barefoot flows on natural surfaces... it's making me consider the environmental cost of manufactured gear.

TIL my first podcast was on a CD-R labeled 'mix tape' from a flea market.

I mean, discovering shows back then felt like decoding a mystery, idk.