Now I see that index funds are the way to go for someone like me who doesn't have time to research every company.
On one side, robo-advisors do all the work for you, but on the other, picking your own investments might teach you more about how things work, so which approach helped you start out?
Initially, I dismissed broad market ETFs as boring compared to picking individual high-flyers. Running projections on steady contributions opened my eyes to how compounding quietly builds wealth over time. What first-step adjustments have other new investors made after similar eye-openers?