Seriously? I feel like a total idiot for not trying this sooner. I've been with the same car insurance company since I got my license, just assuming they gave me a good deal. I was probably paying for a whole set of fancy new tires every year without even knowing it. My loyalty just meant more money for their coffee fund.
Okay, but let's be real here. How much are you actually saving by switching? Insurance companies often give loyalty discounts, so you might have been getting some benefit. Plus, shopping around every year can be a hassle. I've seen people switch and only save like $50 a year, which isn't exactly tire money.
Yeah, loyalty just means they know you'll pay for the fancy coffee. It's like being in a relationship where only one person ever looks at other options.