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Shoutout to the Interac rep in Mississauga who fixed our payout flow on a Sunday
I honestly thought switching our tiny Toronto fintech from batch e-transfers to Interac's direct payout API would be a 3 day nightmare, but a support rep walked me through the sandbox in under 40 minutes and we pushed live that same night, so has anyone else had weird holds pop up on weekends with instant payouts?
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seanjackson5d ago
The hold thing usually isn't Interac at all, it's the sending bank flagging the first few instant transfers as unusual. I've seen it hit on Sundays because the fraud teams are running on weekend staff, so a $200 payout sits there and nobody clears it till Monday morning. Check if the holds line up with the first transfer from a new account rather than the weekend itself.
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