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I had to pick between a high-fee robo-advisor and a basic index fund last year

I went with the index fund and saved over $200 in fees. It's been a lot more hands-on, but I'm glad I didn't pay for the automated service. Anyone else choose the simple route and find it works better for them?
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3 Comments
janarivera
janarivera27d ago
Two hundred bucks isn't exactly life-changing money.
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alicehernandez
Wait, you don't think so? I used to feel the same way, but last month that would have covered my whole grocery bill. Kinda changed my mind.
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emma_dixon70
It's not just about what the money buys now. It's about the stress it saves. That two hundred bucks could be the buffer that keeps a small problem, like a flat tire, from turning into a huge crisis. For some people, that's the difference between paying the electric bill on time or getting a late fee. It's peace of mind money, which is pretty hard to put a price on.
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